:root{
  --navy:#0E2A4F; --navy-2:#163A66; --green:#14864A; --green-2:#6DBE45; --gold:#F2B92B;
  --ink:#16202E; --muted:#5B6878; --line:#E3E8EF; --bg:#FFFFFF; --soft:#F4F7FA; --soft-green:#EEF7F1;
  --radius:14px; --shadow:0 10px 30px rgba(14,42,79,.10);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:"Plus Jakarta Sans",system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6;font-size:16px}
img,svg{max-width:100%}
a{color:var(--green)}
h1,h2,h3{color:var(--navy);line-height:1.2;margin:0 0 .5em}
h1{font-size:clamp(2rem,4.6vw,3.3rem);font-weight:800;letter-spacing:-.02em}
h2{font-size:clamp(1.6rem,3vw,2.3rem);font-weight:800;letter-spacing:-.01em}
h3{font-size:1.15rem;font-weight:700}
p{margin:0 0 1em}
.wrap{max-width:1180px;margin:0 auto;padding:0 20px}
section{padding:80px 0}
.eyebrow{display:inline-block;font-size:.8rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--green);margin-bottom:.6em}
.lead{font-size:1.12rem;color:var(--muted);max-width:720px}
.center{text-align:center}.center .lead{margin-left:auto;margin-right:auto}
.soft{background:var(--soft)}

/* Boutons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:14px 24px;border-radius:999px;font-weight:700;text-decoration:none;border:2px solid transparent;cursor:pointer;font:inherit;font-weight:700;transition:transform .15s,box-shadow .15s,background .15s}
.btn:hover{transform:translateY(-1px)}
.btn-green{background:var(--green);color:#fff;box-shadow:0 8px 20px rgba(20,134,74,.28)}
.btn-green:hover{background:#0F703D}
.btn-gold{background:var(--gold);color:var(--navy)}
.btn-ghost{border-color:var(--navy);color:var(--navy);background:transparent}
.btn-white{background:#fff;color:var(--navy)}
.btn-block{width:100%}

/* En-tête */
.topbar{background:var(--navy);color:#cfd9e6;font-size:.85rem}
.topbar .wrap{display:flex;justify-content:space-between;gap:12px;padding-top:8px;padding-bottom:8px;flex-wrap:wrap}
.topbar a{color:#fff;text-decoration:none;font-weight:600}
header.site{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;height:74px;gap:16px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none}
.brand img{width:52px;height:44px}
.brand b{display:block;font-size:1.35rem;color:var(--navy);font-weight:800;letter-spacing:.02em;line-height:1}
.brand small{display:block;font-size:.66rem;letter-spacing:.14em;font-weight:700;color:var(--navy)}
.brand small em{font-style:normal;color:var(--green)}
nav.main{display:flex;gap:22px;align-items:center}
nav.main a{color:var(--ink);text-decoration:none;font-weight:600;font-size:.95rem}
nav.main a:hover{color:var(--green)}
.burger{display:none;background:none;border:0;width:44px;height:44px;cursor:pointer}
.burger span{display:block;height:2px;background:var(--navy);margin:6px 8px;border-radius:2px}

/* Héro */
.hero{background:linear-gradient(135deg,#F4F9F6 0%,#EAF1F8 100%);padding:64px 0 80px;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;right:-180px;top:-180px;width:520px;height:520px;border-radius:50%;border:40px solid rgba(242,185,43,.18)}
.hero .wrap{display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:center;position:relative;z-index:1}
.hero h1 span{color:var(--green)}
.checks{list-style:none;padding:0;margin:22px 0 28px;display:grid;gap:10px}
.checks li{padding-left:32px;position:relative;font-weight:600}
.checks li::before{content:"";position:absolute;left:0;top:3px;width:20px;height:20px;border-radius:50%;background:var(--green) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3.5'%3E%3Cpath d='M5 12l5 5 9-10'/%3E%3C/svg%3E") center/12px no-repeat}
.hero-cta{display:flex;gap:12px;flex-wrap:wrap}

.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);padding:28px}
.form-card h3{font-size:1.3rem;margin-bottom:4px}
.form-card .sub{color:var(--muted);font-size:.92rem;margin-bottom:18px}

/* Formulaires */
label{display:block;font-weight:600;font-size:.88rem;margin-bottom:6px;color:var(--navy)}
input,select,textarea{width:100%;padding:12px 14px;border:1.5px solid var(--line);border-radius:10px;font:inherit;font-size:.95rem;background:#fff;color:var(--ink)}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--green);box-shadow:0 0 0 3px rgba(20,134,74,.15)}
.row{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.field{margin-bottom:12px}
.consent{display:block;position:relative;padding-left:26px;font-size:.78rem;color:var(--muted);font-weight:400;line-height:1.45}
.consent input{position:absolute;left:0;top:1px;width:auto;margin:0}
.seg{display:flex;gap:8px;flex-wrap:wrap}
.seg label{flex:1;min-width:110px;margin:0;cursor:pointer;position:relative}
.seg input{position:absolute;left:0;top:0;width:1px;height:1px;opacity:0;pointer-events:none}
.seg span{display:block;text-align:center;padding:11px 10px;border:1.5px solid var(--line);border-radius:10px;font-weight:600;font-size:.9rem;color:var(--ink)}
.seg input:checked+span{border-color:var(--green);background:var(--soft-green);color:var(--green)}
.seg input:focus-visible+span{box-shadow:0 0 0 3px rgba(20,134,74,.25)}
.form-ok{display:none;text-align:center;padding:20px 0}
.form-ok.show{display:block}
.form-ok .big{font-size:2.4rem}

/* Bandeau confiance */
.trust{background:var(--navy);color:#fff;padding:30px 0}
.trust .wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;text-align:center}
.trust b{display:block;font-size:1.6rem;color:var(--gold);font-weight:800}
.trust span{font-size:.9rem;color:#cfd9e6}

/* Étapes */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin-top:40px;counter-reset:s}
.step{position:relative;padding:28px 22px;border-radius:var(--radius);background:#fff;border:1px solid var(--line)}
.step::before{counter-increment:s;content:counter(s);display:flex;align-items:center;justify-content:center;width:42px;height:42px;border-radius:50%;background:var(--green);color:#fff;font-weight:800;margin-bottom:14px}
.step p{color:var(--muted);font-size:.95rem;margin:0}

/* Aides */
.aids{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:40px}
.aid{border-radius:var(--radius);padding:28px;background:#fff;border:1px solid var(--line);display:flex;flex-direction:column}
.aid .tag{align-self:flex-start;font-size:.75rem;font-weight:700;padding:4px 10px;border-radius:999px;background:var(--soft-green);color:var(--green);margin-bottom:12px}
.aid.feature{background:var(--navy);color:#dbe4ef;border:0}
.aid.feature h3{color:#fff}
.aid.feature .tag{background:rgba(242,185,43,.2);color:var(--gold)}
.aid ul{padding-left:18px;margin:0;font-size:.95rem}
.aid li{margin-bottom:6px}

/* Services */
.tabs{display:inline-flex;background:var(--soft);border-radius:999px;padding:5px;margin:26px 0 30px}
.tabs button{border:0;background:none;padding:10px 22px;border-radius:999px;font:inherit;font-weight:700;color:var(--muted);cursor:pointer}
.tabs button.active{background:#fff;color:var(--navy);box-shadow:0 2px 8px rgba(0,0,0,.08)}
.services{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.services[hidden]{display:none}
.svc{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;transition:box-shadow .2s,transform .2s;display:flex;flex-direction:column}
.svc:hover{box-shadow:var(--shadow);transform:translateY(-3px)}
.svc .ico{width:50px;height:50px;border-radius:12px;background:var(--soft-green);display:flex;align-items:center;justify-content:center;margin-bottom:14px;color:var(--green)}
.svc .ico svg{width:26px;height:26px}
.svc p{color:var(--muted);font-size:.92rem;flex:1}
.svc .pill{font-size:.75rem;font-weight:700;color:var(--navy);background:#FFF5DA;border-radius:999px;padding:4px 10px;align-self:flex-start}
.svc.star{border:2px solid var(--green);position:relative}
.svc.star::after{content:"Le plus demandé";position:absolute;top:-12px;right:16px;background:var(--gold);color:var(--navy);font-size:.72rem;font-weight:800;padding:3px 10px;border-radius:999px}

/* Focus PAC */
.pac{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}
.pac-visual{background:linear-gradient(160deg,var(--navy),var(--navy-2));border-radius:20px;padding:36px;color:#fff}
.pac-visual h3{color:#fff}
.bar{margin:16px 0}
.bar .lbl{display:flex;justify-content:space-between;font-size:.88rem;color:#cfd9e6;margin-bottom:6px}
.bar .track{height:12px;border-radius:99px;background:rgba(255,255,255,.12);overflow:hidden}
.bar .fill{height:100%;border-radius:99px;background:linear-gradient(90deg,var(--green),var(--green-2))}
.bar .fill.gold{background:var(--gold)}
.note{font-size:.78rem;color:#9fb0c5;margin-top:14px}

/* Simulateur */
.sim{display:grid;grid-template-columns:1.1fr .9fr;gap:30px;margin-top:40px;align-items:start}
.sim-result{background:var(--navy);color:#dbe4ef;border-radius:var(--radius);padding:30px;position:sticky;top:100px}
.sim-result h3{color:#fff}
.profile{display:inline-block;padding:8px 16px;border-radius:999px;font-weight:800;margin:6px 0 14px;font-size:1.05rem}
.p-bleu{background:#2F6FE0;color:#fff}.p-jaune{background:#F2C230;color:#2a2200}.p-violet{background:#7B4FD0;color:#fff}.p-rose{background:#E46AA6;color:#fff}.p-none{background:rgba(255,255,255,.15);color:#fff}
.sim-result ul{padding-left:18px;font-size:.95rem}
.sim-result small{color:#9fb0c5;display:block;margin-top:12px;font-size:.76rem}

/* Particuliers / Pros */
.duo{display:grid;grid-template-columns:1fr 1fr;gap:24px;margin-top:40px}
.duo .card{box-shadow:none}
.duo .card.pro{background:var(--soft-green);border-color:#cfe7d8}

/* Engagements */
.pledges{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:40px}
.pledge{display:flex;gap:14px}
.pledge .dot{flex:0 0 44px;height:44px;border-radius:50%;background:var(--soft-green);color:var(--green);display:flex;align-items:center;justify-content:center;font-weight:800}
.pledge p{color:var(--muted);font-size:.93rem;margin:0}

/* Alerte arnaques */
.alert{background:#FFF8E6;border:1px solid #F5DC97;border-left:6px solid var(--gold);border-radius:var(--radius);padding:26px 28px;display:grid;grid-template-columns:auto 1fr;gap:18px}
.alert .ic{font-size:1.8rem}
.alert ul{margin:0;padding-left:18px}

/* FAQ */
.faq{max-width:860px;margin:40px auto 0}
details{border:1px solid var(--line);border-radius:12px;margin-bottom:12px;background:#fff}
summary{cursor:pointer;padding:18px 54px 18px 20px;font-weight:700;color:var(--navy);list-style:none;position:relative}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";position:absolute;right:20px;top:50%;transform:translateY(-50%);font-size:1.5rem;color:var(--green);font-weight:400}
details[open] summary::after{content:"–"}
details .ans{padding:0 20px 18px;color:var(--muted)}

/* Contact */
.contact{display:grid;grid-template-columns:.9fr 1.1fr;gap:30px;margin-top:40px}
.info-list{list-style:none;padding:0;margin:0 0 20px}
.info-list li{display:flex;gap:12px;padding:12px 0;border-bottom:1px solid var(--line)}
.info-list b{display:block;color:var(--navy)}
.map{border:0;width:100%;height:240px;border-radius:var(--radius)}

/* CTA final */
.cta-band{background:linear-gradient(120deg,var(--green),#0F6E3B);color:#fff;padding:56px 0}
.cta-band .wrap{display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap}
.cta-band h2{color:#fff;margin:0}

/* Pied de page */
footer{background:#0A1F3B;color:#aebccd;padding:56px 0 24px;font-size:.9rem}
footer .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:30px}
footer h4{color:#fff;margin:0 0 12px;font-size:.95rem}
footer a{color:#aebccd;text-decoration:none;display:block;margin-bottom:6px}
footer a:hover{color:#fff}
footer .brand b,footer .brand small{color:#fff}
footer .legal{border-top:1px solid rgba(255,255,255,.1);margin-top:36px;padding-top:20px;font-size:.78rem;display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}

/* Bouton flottant mobile */
.float-cta{display:none}

/* Page légale */
.legal-page{max-width:820px;margin:0 auto;padding:60px 20px}
.legal-page h2{font-size:1.3rem;margin-top:2em}
.todo{background:#FFF1C9;padding:1px 6px;border-radius:4px}

/* Pages de service */
.page-hero{background:linear-gradient(135deg,#F4F9F6 0%,#EAF1F8 100%);padding:28px 0 56px}
.crumbs{font-size:.85rem;color:var(--muted);margin-bottom:26px}
.crumbs a{color:var(--muted);text-decoration:none}.crumbs a:hover{color:var(--green)}
.page-hero-grid{display:grid;grid-template-columns:1.4fr .6fr;gap:40px;align-items:center}
.hero-ico{width:64px;height:64px;border-radius:16px;background:#fff;color:var(--green);display:flex;align-items:center;justify-content:center;box-shadow:var(--shadow);margin-bottom:18px}
.badges{display:flex;flex-wrap:wrap;gap:8px;margin:18px 0 26px}
.badge{font-size:.8rem;font-weight:700;color:var(--navy);background:#FFF5DA;border:1px solid #F5DC97;border-radius:999px;padding:5px 12px}
.key-figs{display:grid;gap:12px}
.key-figs div{background:#fff;border-radius:var(--radius);padding:18px 20px;border:1px solid var(--line)}
.key-figs b{display:block;font-size:1.5rem;color:var(--green);font-weight:800;line-height:1.1}
.key-figs span{font-size:.88rem;color:var(--muted)}
.page-body{display:grid;grid-template-columns:1fr 360px;gap:48px;align-items:start}
.page-main section{padding:56px 0 0}
.page-side{position:sticky;top:96px;padding-top:56px}
.intro{font-size:1.06rem}
.how{list-style:none;padding:0;margin:26px 0 0;counter-reset:h;display:grid;gap:14px}
.how li{position:relative;padding:20px 22px 20px 74px;background:#fff;border:1px solid var(--line);border-radius:var(--radius)}
.how li::before{counter-increment:h;content:counter(h);position:absolute;left:20px;top:20px;width:38px;height:38px;border-radius:50%;background:var(--navy);color:#fff;font-weight:800;display:flex;align-items:center;justify-content:center}
.how h3{margin-bottom:4px}.how p{margin:0;color:var(--muted)}
.two{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.box{border:1px solid var(--line);border-radius:var(--radius);padding:26px}
.box h2{font-size:1.4rem}
.box .checks{margin:10px 0 0}.box .checks li{font-weight:500}
.box-soft{background:var(--soft-green);border-color:#cfe7d8}
.dots{padding-left:18px;margin:10px 0 0}.dots li{margin-bottom:8px}
.aid-list{display:grid;gap:14px;margin-top:20px}
.aid-list .aid h3{margin-bottom:6px}.aid-list .aid p{margin:0;color:var(--muted)}
.small-note{font-size:.82rem;color:var(--muted);margin-top:14px}
.steps-5{grid-template-columns:repeat(5,1fr);margin-top:24px;gap:12px}
.steps-5 .step{padding:20px 16px}
.steps-5 h3{font-size:1rem}
a.svc{text-decoration:none;color:inherit}
.svc .more{font-weight:700;color:var(--green);font-size:.9rem;margin:0 0 10px}
@media (max-width:1000px){
  .page-body{grid-template-columns:1fr}
  .page-side{position:static;padding-top:40px}
  .page-hero-grid{grid-template-columns:1fr}
  .key-figs{grid-template-columns:repeat(3,1fr)}
  .steps-5{grid-template-columns:repeat(2,1fr)}
}
@media (max-width:560px){
  .two,.key-figs,.steps-5{grid-template-columns:1fr}
  .how li{padding-left:66px}
}

@media (max-width:1000px){
  .hero .wrap,.pac,.sim,.contact{grid-template-columns:1fr}
  .services{grid-template-columns:repeat(2,1fr)}
  .steps{grid-template-columns:repeat(2,1fr)}
  .aids{grid-template-columns:1fr}
  .pledges{grid-template-columns:1fr 1fr}
  footer .cols{grid-template-columns:1fr 1fr}
  .sim-result{position:static}
}
@media (max-width:820px){
  nav.main{display:none;position:absolute;top:74px;left:0;right:0;background:#fff;flex-direction:column;padding:16px 20px 22px;border-bottom:1px solid var(--line);gap:14px;align-items:stretch}
  nav.main.open{display:flex}
  .burger{display:block}
  .trust .wrap{grid-template-columns:1fr 1fr}
  .duo{grid-template-columns:1fr}
}
@media (max-width:560px){
  section{padding:56px 0}
  .services,.steps,.pledges{grid-template-columns:1fr}
  .row{grid-template-columns:1fr}
  footer .cols{grid-template-columns:1fr}
  .topbar .hide-sm{display:none}
  .topbar.no-phone{display:none}
  .alert{grid-template-columns:1fr}
  .float-cta{display:flex;position:fixed;left:12px;right:12px;bottom:12px;z-index:60}
  body{padding-bottom:76px}
}